i) Aims and Objectives of the Schemes:

Like Indira Awaas Yojana, the main objective of the Rajiv Awaas Yojana is to provide the financial assistance to the rural poor living Below the Poverty Line (BPL) for construction of a house. This scheme is being implemented on the analogy of IAY.

ii) Funding:

Under Rajiv Awaas Yojana (RAY), 100% funds are sanctioned by the State Government.

iii) Financial assistance:

The financial assistance of Rs 75000/- is being provided under the scheme w.e.f. 1st April 2013. Loan up to Rs.20000/-can be availed by the beneficiary under Differential Rate of Interest (DRI) Scheme (4%). The funds to the beneficiaries are released in three instalments on the pattern of IAY. The beneficiaries of RAY can also avail the benefits under NBA and MGNREGA in addition to amount of Rs.75000/-.


The targets under the scheme are fixed as per budget allocation conveyed by the State SC/ST targets are fixed as per budget allocation under SCSP and TSP.

v) Selection procedure:

Under Rajiv Awaas Yojana the selection of the beneficiaries is done by the Gram Sabha on year to year basis as per targets. The benefits of the Scheme are admissible to rural eligible BPL families having shortage of houses.

vi) Design/ specification of house:

The construction of house is on the choice of the beneficiaries hence, there is no specified design for construction of house under Rajiv Awaas Yojana (RAY). As per guidelines the house should be environment friendly / innovative / disaster resistant.

vii) Other components of the Housing Schemes:

The Provision for electricity connection under Rajiv Gandhi Garmin Vidyut Yojana (RGGVY) to BPL RAY beneficiaries exist under the scheme. Sanitation in RAY has been integrated with Swachh Bharat Mission (Gramin). Dwelling unit is provided with a smokeless chulha, which is a fuel-efficient alternative, smoke free, healthy, for environmentally clean.